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Until November 30, new and existing Amazon credit card holders will be eligible for additional processing.
If you want to sign up for an Amazon credit card, you will earn an increased welcome bonus of an Amazon gift card of $ 100 or $ 200 immediately upon approval. Plus, new and existing cardholders can enjoy a 10% cash back in rewards on qualifying gift purchases.
To select highlights what you need to know about the offer, each Amazon credit card details, and purchases eligible for 10% cash back in rewards.
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High welcome offer and bonus rewards from Amazon Cards
Amazon currently offers two unsecured rewards credit cards: the Amazon Prime Rewards Visa Signature Card and the Amazon Rewards Visa Signature card.
The first option requires cardholders to have an Amazon Prime account, while the second does not. However, each card offers perks like cash back rewards on Amazon and Whole Foods, among other perks.
Until November 30, new card applicants will receive the following welcome bonuses upon approval, with no minimum spending requirements:
Amazon Prime Rewards Visa Signature Card
The information about the Visa Signature Amazon Prime Rewards card was independently collected by Select and was not reviewed or provided by the card issuer prior to posting.
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Awards
5% Cash Back at Amazon.com and Whole Foods Market; 2% return in restaurants, gas stations and pharmacies; 1% discount on all other purchases
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Welcome bonus
$ 200 Amazon.com Gift Card after approval
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Annual subscription
$ 0 (but Prime membership is required)
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Introduction APR
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Regular APR
14.24% to 22.24% variable
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Balance transfer fees
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Foreign transaction fees
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Credit needed
Advantages
- No annual fee
- $ 150 Amazon.com Gift Card after approval, no spend requirement
- 5% discount on Amazon.com and Whole Foods Market
- No fees charged on purchases made outside of the United States
The inconvenients
- Primary membership is required
- The 5% discount on groceries only applies to groceries purchased from Amazon.com or Whole Foods Market
- Estimated rewards earned after 1 year: $ 590
- Estimated rewards after 5 years: $ 2,352
Reward totals include points earned from the welcome bonus
Amazon Rewards Visa Signature Card
The information about the Visa Signature Amazon Rewards card was independently collected by Select and was not reviewed or provided by the card issuer prior to posting.
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Awards
3% Cash Back at Amazon.com and Whole Foods Market; 2% return in restaurants, gas stations and pharmacies; 1% discount on all other purchases
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Welcome bonus
$ 100 Amazon.com Gift Card after approval
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Annual subscription
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Introduction APR
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Regular APR
14.24% to 22.24% variable
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Balance transfer fees
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Foreign transaction fees
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Credit needed
Advantages
- No annual fee
- No Prime subscription required
- $ 50 Amazon Gift Card after approval, no spend requirement
- 3% back on Amazon and Whole Foods Market
- No fees charged on purchases made outside of the United States
The inconvenients
- The 3% discount on groceries only applies to groceries purchased from Amazon or Whole Foods Market
- Estimated rewards earned after 1 year: $ 399
- Estimated rewards after 5 years: $ 1,835
Reward totals include points earned from the welcome bonus
In addition, cardholders can take advantage of 10% discount when purchasing items in a variety of categories, including: toys, smart home appliances, computers, home, kitchen, TVs, office products, etc. For example, you can get 10% back on Select Beats headphones, Kindle e-readers, cameras, and more. You can find all eligible products here and you will need to make your purchases by November 30 to earn increased rewards.
Other great credit cards to earn rewards on Amazon purchases
Capital One Venture X Rewards Credit Card
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Awards
2X unlimited miles on all qualifying purchases and, when booking through Capital One Travel, 5X miles on flights and 10X miles on hotels and rental cars
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Welcome bonus
100,000 bonus miles after spending $ 10,000 on purchases in the first six months after opening the account
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Annual subscription
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Introduction APR
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Regular APR
Variable APR from 16.99 to 23.99%
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Balance transfer fees
Either $ 10 or 4% of the amount of each transaction, whichever is greater.
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Foreign transaction fees
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Credit needed
The American Express Platinum Card®
On the secure American Express site
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Awards
Earn 10X points on qualifying card purchases at restaurants around the world and when you make small purchases in the US, up to $ 25,000 in combined purchases, during your first 6 months of membership. the card, 5X points on flights booked directly with airlines or with American Express Voyages (as of January 1, 2021, this applies up to $ 500,000 per calendar year), 5X points on prepaid hotels booked with American Express Travel, 1X points on all other purchases
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Welcome bonus
100,000 Membership Rewards® points after spending $ 6,000 within 6 months of opening the account
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Annual subscription
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Introduction APR
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Regular APR
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Balance transfer fees
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Foreign transaction fees
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Credit needed
Wells Fargo Reflect Carte Map
On the Wells Fargo Secure Site
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Awards
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Welcome bonus
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Annual subscription
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Introduction APR
0% introductory APR on qualifying purchases and balance transfers during the first 18 months after account opening; extension up to 3 months (totally 21 months) with minimum on-time payments during the introductory and extension periods
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Regular APR
Variable APR from 12.99% to 24.99% on purchases and balance transfers
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Balance transfer fees
3% launch fee ($ 5 minimum) for 120 days from account opening, then up to 5% ($ 5 minimum)
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Foreign transaction fees
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Credit needed
Citi® Double Cash Card
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Awards
2% Cash Back: 1% on all qualifying purchases and an additional 1% after paying your credit card bill
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Welcome bonus
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Annual subscription
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Introduction APR
0% for the first 18 months on balance transfers; N / A for purchases
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Regular APR
13.99% – 23.99% Variable on purchases and balance transfers
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Balance transfer fees
For balance transfers made within 4 months of opening the account, a balance transfer introductory fee of 3% of each transfer ($ 5 minimum) applies; after that, a balance transfer fee of 5% of each transfer ($ 5 minimum) applies
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Foreign transaction fees
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Credit needed
At the end of the line
Amazon offers flexibility for holiday shopping, as you can avoid long lines and possibly limited inventory, compared to in-person shopping.
However, before you start shopping for gifts, it’s important to have a budget because you don’t want to start the New Year with credit card debt. There are many resources to help you, including budgeting apps, which help you find an appropriate amount to spend on your loved ones.
Once you’ve set your spending limit, make sure you find and use the best credit card for your needs. Whether it’s a rewards card, 0% introductory APR card, or cash back card, spending on the right card can make a big difference to your personal finances.
By following these two steps, you can buy without the guilt and know that you are earning rewards that benefit you.
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For pricing and fees for the American Express Platinum Card, click here.
Editorial note: Any opinions, analysis, criticism or recommendations expressed in this article are the sole responsibility of the editorial staff of Select and have not been reviewed, endorsed or otherwise approved by any third party.
